Wall Street Journal

What Is a Hard Inquiry and Does It Hurt Your Credit?

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Here's what to expect when you apply for your first credit card

First-time credit card applicants often don't know what they're walking into. Here's what happens when you apply, and what to ...

How Long Does It Take to Improve Your Credit Score?

Improving your credit score is rarely an overnight process. Still, understanding realistic timelines can help you set ...
CNET

Soft Pull vs. Hard Pull Credit Inquiry: Here’s the Difference

Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.
U.S. News & World Report

How Long Do Hard Inquiries Stay on Your Credit Report?

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...
CNBC

Not all hard inquiries are created equal — you might want to wait before applying for another credit card

When you apply for any kind of credit, the application triggers a hard inquiry on your credit report which can cause your credit score to drop a few points (although the drop is temporary). The good ...
Fox Business

What is a hard inquiry, and how does it affect your credit score?

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...
Forbes

Will Asking For A Credit Limit Increase Affect Your Credit Score?

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...
Forbes

Does Checking Your Credit Score Lower It?

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...
USA Today

Should you apply for multiple credit cards at once?

When you’re searching for a good deal on financing, it sometimes makes sense to fill out applications with multiple lenders to make sure you find the best offers available. Credit and financial ...
AOL

‘Soft’ Credit Inquiry vs. ‘Hard’ Credit Inquiry: What’s the Difference?

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...